We’re thrilled to bring this dynamic and life-changing Financial Literacy & Life Skills Class to teens in Lake Havasu City this summer! 🎉
💡 Why This Class Matters:
Using a powerful, hands-on curriculum, we're on a mission to equip the next generation with real-world money skills, stronger work ethic, and higher chances of long-term success. It's more than just learning—it’s transformation. 💼✨
🐴 👉 14-minute Founders Q&A Video // NOTE: Horse / Farm Time has been removed from the June 2025 in-person class, as parents had limitations with transportation and the additional $250 cost. If you'd like to enroll your teen to visit with horses or animals separately, please get in touch with Pam Nelson 📱 (928) 200-6256.
📊 Did You Know?
A single high school financial class can boost lifetime wealth by $100K—but most teens don’t have access. We’re changing that, right here in Lake Havasu. 💥
🔥 Why This Class Changes Lives:
This isn't just theory—your teen will walk away with:
✅ Money they earn from pop quizzes + a stock or 529 account
✅ Credit knowledge most adults don’t have
✅ A budget that actually works
✅ A professional resume course + real networking practice
✅ A life plan they're proud of + next steps using their strengths!
🗓 CLASS INFO AT A GLANCE:
📍 Location:
- Classroom: Havasu Alliance Church, 510 W Acoma Blvd
🕒 Schedule:
- Dates: June 3 – June 25, 2025
- Days: Tuesdays & Wednesdays
- Time: 9:30–11am
- Networking Dinner: June 29, at 5:00pm
🎯 What’s Required:
- Age 15–19
- A ride to class
- A $250 donation or scholarship (tax-deductible – covers 12 hours of learning + networking dinner, assessments & more)
📝 Ready to Join?
🚀 ENROLL NOW — Class of June 2025
📅 Enrollment closes May 31, 2025 | Limited to 20 Students
💸 Want to Sponsor a Teen?
👏 Click Here to Donate $250 — You’ll receive a tax receipt and full transparency on how the funds are used.
📚 CURRICULUM SNAPSHOT:
Our engaging curriculum blends personal finance, entrepreneurship, personal growth, and real-life experiences. Here's a sneak peek:
✔ Day 1: What is Financial Literacy?
- Entry Survey: Log your knowledge and confidence in specified areas
- Introduction, website, donors, cost of the class
- Rules, grading, the format of class, cookies and cupcakes game
- Audiobooks: Rich Dad Poor Dad 20th An. and The Laws of Human Nature
- Textbook and FIRE Calculator
- Life goals and financial goals
- Learning tips and styles - learning through a firehose, being prepared
- Languages assessment (HW)
- StrengthsFinder assessment (HW)
- Fear of money and the lifelong learner mindset
- Saving money is essential, whoever saves the most during this class gets $50
✔ Day 2: Credit Scores and Why They Matter
- What is a credit score?
- The importance of social security numbers and tax IDs
- The impact of credit score on interest rates for loans
- Where to get a free credit report
- The rules of maintaining a good credit score
- Review of student credit reports
- How to dispute items on credit
- How to put freeze on your credit
- How to contact creditors
- Deal or No Deal Money Game $
✔ Day 3: Building a Budget and Staying Organized
- Rich Dad Poor Dad 20th An. and The Laws of Human Nature. If you can tell me the premise of Chapter 3 - You've earned the opportunity to play Deal or No Deal a second time at the end of class today!
- Typical budget
- Build your own budget + a food budget (HW)
- Using envelopes and good credit vs bad credit
- Allocating time each week to review mail (class action postcards) and finances
- Items that add up (subscriptions and food)
- Profit first
- The importance of focus, identifying a goal and timeframe
- Budget, micro budget (food) and items that add up (HW) open discussion
- Staying organized with paperwork
- Using your phone for purpose
- Business email and voicemail etiquette
- Password security (website) and keeping a safe log
- Locking devices
- Social media and reputational risk
- NPI
- Deal or No Deal Money Game $
✔ Day 4: Bank accounts, Checkbooks and Introduction to Loans
- Bank accounts
- Checks and checkbooks
- Writing a check
- Bank statements
- Reviewing assets statements for fraudulent activity
- What is a tradeline?
- Why do credit tradelines matter when it comes to getting your own apt/home?
- What is the process of obtaining and maintaining these trade-lines?
- Student loans and calculating interest
- Auto loans - where and how to prepared and get your first car
- Why is having a reliable car with insurance important to propel your independence?
- Gap insurance
- Credit cards (HW for those age 18 and over) - Must set up a credit card
- Deal or No Deal Money Game $
✔ Day 5: Introduction Into Insurance and Resumes
- Auto insurance
- Renters insurance
- Health insurance
- Dental insurance
- Vision insurance
- Life insurance and other types of insurances
- What does a resume look like
- Where to find jobs
- Gap year
- What is retirement, really (being work optional)
- Passion projects
- Deal or No Deal Money Game $
✔ Day 6: Interview Skills and Being a Renter vs Being a Homeowner
- Getting your resume through the online auto-bots
- What hiring managers usually look for
- Best practices for applying and interviewing
- Student resumes (HW)
- Remote work and the status quo
- Student resumes (HW)
- How much does it cost to rent a home in Lake Havasu?
- How much does it cost to buy a home in Lake Havasu?
- What are the benefits of being a renter?
- What is the process of renting a room, or a home?
- What are the benefits of being a homeowner?
- Taxes and homeowners’ insurance
- Down payments
- Years of planning, time is on your side
- How to use real estate as the vehicle to increase your personal wealth and security
- Deal or No Deal Money Game $
✔ Day 7: Grit and Introduction to Starting a Business
- Kids start businesses every day
- If you could have any type of business, what would it be
- Working inside your business vs on your business
- ROI on a business, for exit or cash flow
- Investments as a business - Capital gains
- The first step for a new business: passion + a problem
- People, process, product
- Business insurances
- Validating your business with Google
- Resale value and acquisitions
- Business planning
- Human resources
- Tax returns - When they are due and why it matters
- Circle back to assessments
- Being self-employed and how it relates to physical health and mental health
- Remember to mind your business (your investments)
- Mid-Term
✔ Day 8: Life Planning & Long-Term Wealth
- The actual cost of children in dollars
- The financial benefits of marriage
- The potential costs of divorce
- The potential costs of habits
- Giving back
- Military
- Trade school
- College
- Final Exam: Life Plan including 5-year chapters
- Exit Survey: Rate your increased knowledge and confidence
- How much did each student save or invest during this class? - Who earned $50?
- Review each life plan including 10-year chapters
- What is business attire
- Best practices for your first networking event
- Deal or No Deal Money Game $
✔ Day 9: Dress to Impress and Shake Hands // Networking Dinner 🎉
- Wear your best business attire
- Talk with local business owners and potentially land a new job or internship 🤝
- Practice your interview skills + celebrate your growth!
📞 Have Questions?
👩🏫 Class & Enrollment Info:
Kirsten VanderJagt — Founder, LHC REALTOR®, Private Money Loan Executive
📱 (858) 414-2810